Terms & Conditions

1. Acceptance of Terms

By accessing and using the InvestKaar website, platform, and registered advisory services, you agree to be bound by these general Terms and Conditions. If you do not agree, please do not use our services.

2. Investment Advisory Disclaimer

InvestKaar is an SECP licensed investment advisor. All research, model portfolios, alerts, and analysis shared are intended for educational and advisory reference only.

Investments in the stock market are subject to market risks. We do not guarantee returns, and historical performance is not indicative of future results. You retain full control and execution ownership of your brokerage trading account.

3. User Account and Security

When subscribing to our courses or advisory platform, you agree to provide accurate registration details. You are solely responsible for maintaining the confidentiality of your account credentials and passwords.

4. Subscription and Refund Policies

Access to our advisory portfolios and premium courses is billed on a subscription basis. Cancellations can be requested in accordance with the billing dashboard. Refunds are subject to the terms of service level agreements protecting research intellectual property.

5. Intellectual Property

All content, course videos, data models, newsletters, and advisory materials remain the intellectual property of InvestKaar. Distribution, reproduction, or selling of these resources without express written permission is strictly prohibited.

6. Limitation of Liability

InvestKaar, its founders, and advisors shall not be liable for any direct or indirect financial loss, trading deficits, or decision-making consequences resulting from the use or inability to use our platform and publications.

7. Contact Us

If you have any questions or clarifications regarding these Terms & Conditions, please contact us at cs@investkaar.com.